Terms of Use

The information provided on this website is for general informational purposes only. Nothing on this website constitutes a commitment to lend, loan approval, guarantee of financing, or guarantee of any specific interest rate, payment, loan program, or loan terms.
All mortgage loans are subject to applicable underwriting guidelines, credit approval, income and asset verification, property eligibility, appraisal requirements, lender requirements, and other applicable conditions.

Mortgage rates, loan programs, fees, payments, and other information displayed on this website may change at any time without notice.
Any rate, payment, loan amount, or qualification example shown on this website is for illustrative purposes only and may not reflect the terms available to a particular borrower.
Your actual loan terms will depend on factors including credit history, income, assets, debt obligations, property type, occupancy, loan amount, loan program, market conditions, and lender requirements.

3. No Guarantee of Approval

Submitting an inquiry, application, prequalification request, or other information through this website does not guarantee approval for a mortgage loan.
A loan is not approved until all applicable underwriting requirements have been satisfied and final approval has been issued by the appropriate lender.

4. Calculators & Estimates

Any mortgage calculators, payment estimates, affordability tools, or similar resources available through this website are provided for informational purposes only.
Results are estimates and may not include all applicable taxes, insurance, mortgage insurance, association fees, closing costs, lender fees, or other expenses.

5. No Legal, Tax or Financial Advice

Information on this website should not be considered legal, tax, accounting, or individualized financial advice.
You should consult an appropriate licensed professional regarding your individual circumstances when necessary.

6. Information You Provide

You agree that information submitted through this website will be accurate and truthful to the best of your knowledge.
Information submitted in connection with a mortgage inquiry or application may be used to evaluate your financing options and process your request in accordance with our Privacy Policy and applicable law.

7. Privacy

Your use of this website is also subject to our Privacy Policy.
Because mortgage transactions may involve sensitive personal and financial information, we take the privacy and security of customer information seriously.
Please review our Privacy Policy for additional information regarding how information may be collected, used, maintained, and disclosed.

8. Electronic Communications

By submitting your contact information through this website, you authorize Divine Home Mortgage to communicate with you regarding your inquiry through the contact methods you provide, which may include telephone, email, or text message, subject to applicable law and any consent disclosures presented at the time you submit your information.
Consent to receive marketing communications is not a condition of obtaining mortgage financing.

9. Third-Party Websites & Services

This website may contain links to websites, tools, services, or resources operated by third parties.
Divine Home Mortgage does not control and is not responsible for the content, security, privacy practices, availability, or accuracy of third-party websites or services.
A link to a third-party website does not necessarily constitute an endorsement of that third party.

10. Intellectual Property

Unless otherwise stated, the content of this website, including text, graphics, logos, photographs, videos, designs, and other materials, is owned by or licensed to Divine Home Mortgage and is protected by applicable intellectual-property laws.
Website content may not be copied, reproduced, distributed, modified, republished, or commercially used without prior written permission, except as permitted by law.

11. Acceptable Use
You may not use this website:

• For any unlawful or fraudulent purpose.
• To submit false or misleading information.
• To interfere with the operation or security of the website.
• To attempt to gain unauthorized access to accounts, systems, servers, or data.
• To introduce viruses, malicious software, automated attacks, or other harmful technology.
• To copy, scrape, harvest, or misuse information from the website in violation of applicable law.

12. Website Availability

We make reasonable efforts to maintain accurate and available website content; however, we do not guarantee that the website will always be uninterrupted, error-free, secure, or available.
We may modify, suspend, remove, or discontinue portions of the website at any time.

13. Disclaimer of Warranties

This website and its content are provided on an “as is” and “as available” basis to the fullest extent permitted by law.
Divine Home Mortgage makes no warranty or representation regarding the completeness, accuracy, reliability, or continued availability of information provided through this website.

14. Limitation of Liability

To the fullest extent permitted by applicable law, Divine Home Mortgage shall not be liable for any direct, indirect, incidental, consequential, special, or other damages resulting from your access to, use of, or inability to use this website or reliance upon information contained on this website.
Nothing in these Terms excludes liability that cannot legally be excluded under applicable law.

15. Indemnification

You agree to indemnify and hold harmless Divine Home Mortgage, LLC and its owners, officers, employees, contractors, and representatives from claims, damages, liabilities, costs, or expenses arising from your unlawful use of this website or violation of these Terms.

16. Equal Housing Opportunity

Divine Home Mortgage is committed to providing mortgage services in accordance with applicable federal and state fair-lending and equal-housing laws.
Equal Housing Opportunity

17. Licensing

Divine Home Mortgage, LLC
NMLS #1696842
Licensing information may also be verified through the Nationwide Multistate Licensing System & Registry's consumer-access system.

18. Governing Law

These Terms of Use shall be governed by applicable federal law and the laws of the State of Louisiana, without regard to conflict-of-law principles.
Any dispute relating to the use of this website shall be handled in an appropriate court of competent jurisdiction, subject to applicable law.

19. Changes to These Terms

We may update these Terms of Use periodically.
Changes will become effective when the revised Terms are posted on this website. The “Last Updated” date at the top of this page identifies the most recent revision.
Continued use of the website following an update constitutes acceptance of the revised Terms.

20. Contact Us

If you have questions regarding these Terms of Use, please contact:
Divine Home Mortgage, LLC
NMLS #1696842
www.divinehomemortgage.com

Important Mortgage Disclosure
Mortgage loan programs, rates, terms, and conditions are subject to change without notice. All loans are subject to credit approval, underwriting requirements, property approval, and applicable lender guidelines. This website does not constitute an offer or commitment to lend.